You have paid for your card machine several times over.

Rental every month, a PCI fee on top, and a rate nobody walked you through. Most owners never add it up.

✓Free card machine, free setup, £0 upfront
✓No rental and no PCI fee
✓Your rate in writing before you commit

See your saving in 30 seconds

Three questions. No email, no callback. The number appears as you type.

£500£20,000

Based on what you have told us, we estimate you would save around

£2,510 a year

About £48 a week.

Plus a card machine, setup and installation worth over £1,000, free.

This is an estimate of savings, not a quote. Send us a recent statement and we will confirm your actual rate in writing the same day.

Get my rate

An estimate only, based on the figures you entered and the rate you selected. Your actual rate depends on your card mix, your monthly turnover and your statement. We quote in writing before you commit to anything.

Free card machine. No rental. No PCI fee.

Trustpilot TrustScore 4.7 out of 5, rated Excellent

Rated Excellent on Trustpilot. Read the reviews

Shop owner holding a Shift4 card machine while a customer pays by contactless at the counter

The rental never stops

Published figures for the big providers put terminal rental at £12.50 to £30 a month per machine. It costs the same in year four as it did in month one, for a device you will never own, and it hides under the processing fees where nobody looks.

Contactless card held over a Shift4 card machine showing payment approved

The statement nobody can read

A PCI fee, a blended rate that moves when your card mix changes, and charges with names only the provider understands. Put three months of statements side by side and most owners cannot say what one transaction cost them.

April’s tips went up tenfold

The Dartford Sports Bar, tips

Up tenfold

April runs The Dartford Sports Bar, an Admiral Taverns pub. Spend per head is up about 40% and tips are up tenfold. She says so on camera, by name, at her own venue.

Plumber taking a contactless payment from a homeowner on a Shift4 card machine at the front door

The sale happens away from the counter

At a customer’s front door, on a market stall, at the end of a delivery round. It runs on wifi and 4G, and card payments keep processing offline through Shift4, so a weak signal does not stop you getting paid.

What it costs

Shift4 card terminal showing a payment approved screen

Card terminal

Free

Free hardware, free setup, £0 upfront, installed face to face. No rental and no PCI fee. Chip and PIN, contactless and mobile wallets, with a built in receipt printer.

Our markup on card processing

from +0.1%

Interchange plus 0.1% is our lowest markup, available on individually quoted accounts over £60,000 monthly card turnover. Your rate depends on your turnover and card mix, and we will quote it before you commit to anything.

Questions before you switch

Do I have to rent the terminal?

No. The card machine is free, with free setup and £0 upfront, and there is no monthly charge on the terminal itself.

Is there a PCI fee?

No. There is no PCI fee on your account. Transactions are tokenised and covered by PCI validated point to point encryption.

What rate will I pay for card payments?

Our markup starts from +0.1% over interchange. Interchange plus 0.1% is our lowest markup, available on individually quoted accounts over £60,000 monthly card turnover. Your rate depends on your turnover and card mix, and we will quote it before you commit to anything.

Does it still work if the internet goes down?

Yes. It runs on your wifi and on 4G, and card payments continue to process offline through Shift4, so a dropped line does not stop you taking money.

Can I take payments away from the counter?

Yes. It is portable and works on 4G, so it goes to a market stall, a call out job or a delivery round. It prints a receipt wherever you are, or sends one by email.

Do I have to buy a till to get the free card machine?

No. This is a standalone card machine account. If you want a till later, it can sit on the same account, and nothing here commits you to one.

Get your rate in writing

Send a few details and we will quote your rate before you commit to anything.

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